Michigan No-Fault Law
Michigan no-fault law provides insurance coverage to vehicle drivers and passengers after an auto accident—regardless of who was at fault. If you’ve been injured in an accident, determining your coverage can be complex and confusing. Michigan Injury Lawyers can help. Our auto accident lawyers understand Michigan no-fault law, and we can help you get the compensation you’re owed.
Don’t risk losing the full amount of benefits you need for your accident-related expenses, contact our legal professionals today. Just dial (888) 454-0801 or fill out a free initial consultation form. We’re here to help.
Michigan Order of Priority
Michigan no-fault law allows accident victims to seek first-party benefits—or benefits covering economic losses—from auto insurance carriers. You can determine what policy will pay your claim using the Michigan Order of Priority:
- First Priority: Your Insurance Policy
Your own auto insurance policy pays your first-party benefits after an auto accident, whether or not you were driving at the time of the accident.
- Second Priority: Resident Relative Insurance Policy
If you don’t have auto insurance, you may be covered by a policy held by your resident relative, such as a parent, spouse, or sibling whom you live with.
- Third Priority: Vehicle Owner’s Insurance Policy
If no auto insurance coverage exists within your household, you are covered by the accident vehicle owner’s policy.
- Fourth Priority: Vehicle Driver’s Insurance Policy
If your accident vehicle was uninsured but the driver had insurance at the time of the accident, you can seek first-party benefits through his or her carrier.
- Fifth Priority: Michigan Assigned Claims Facility (MACF)
The MACF provides no-fault benefits to accident victims when no other no-fault coverage is available.
Whether you were a driver or a passenger, our Michigan auto accident lawyers can help you get the full amount of compensation you need for your medical bills, lost wages, and accident-related expenses.
Get Help Today
At Michigan Injury Lawyers, we know what costs are covered by no-fault insurance, and we can help you get reimbursed for expenses such as mileage reimbursement, medical caregivers, and even domestic services like snow removal. So don’t wait to get the help you need, contact us today by calling 313-438-4357.
Please click here for more information on first and third party claims.