Even if you believe you’re eligible for workers’ compensation benefits, there’s no guarantee your claim will be approved. That’s because employers’ insurance companies often try to deny benefits, even though insurance companies are required to provide coverage to injured workers like you. At Michigan Injury Lawyers, we have experience handling workers’ compensation denials and can help defend your rights throughout the entire appeals process.
If you’ve been denied benefits, our Michigan workers’ compensation lawyers want to build a strong appeal on your behalf. Contact our legal staff today to get the help you need—just call (888) 454-0801 or fill out our free initial consultation form.
Reasons Claims Are Denied
There are several common reasons that insurance companies deny workers’ compensation claims, including:
- Failure to file a claim within the state’s time limits
In Michigan, you have 90 days to report an injury to your employer, and a claim must be filed within two years after the date of injury.
- Insufficient medical records of your injuries
Detailed medical records serve as evidence that you sustained an injury while working.
- Seeing your own doctor before an approved physician
In Michigan, your injuries must be evaluated by a physician approved by your employer’s insurance company. You’re allowed to see your own doctor 10 days after your accident.
- You weren’t injured in a work-related activity
The insurance company may try to deny your claim if it believes your accident occurred while you were doing something outside the scope of your employment.
- You have preexisting injuries or medical conditions
Your employer’s insurance company may make you prove that your workplace injury differs from your preexisting conditions.
It’s important to know that most employers in Michigan are required to provide workers’ compensation coverage to injured employees. So, if you were injured while working and your claim was denied, Michigan Injury Lawyers may be able to help. Contact our legal staff today to get the representation you deserve.