Michigan Hit-and-Run Statistics
The Michigan State Police Office of Highway Safety Planning provides that in 2011 there were 53 fatalities caused by hit-and-run accidents. In 2012, there were 46 such fatalities.
Who is Liable After a Hit-and-Run Accident in Michigan?
Usually, the reason you purchase automobile insurance is to provide coverage in case you are liable for injuries or damages to a third party after a car accident. In a hit-and-run accident, you do not know the identity of the other driver or any information regarding their insurance. In that instance, your own insurance coverage may be the only choice for obtaining compensation for injuries and damages.
Michigan PIP Insurance
Even if a hit and run driver is never caught, an accident victim can still collect Michigan Personal Injury Protection (PIP) insurance benefits through their own No-Fault insurance. A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. It also provides wage loss benefits for up to three years and $20 per day for replacement services if you are injured in an auto accident
Michigan Uninsured Motorist Coverage
Uninsured Motorist Coverage can be obtained through your own insurance company. The coverage is elective and allows the victim of an auto accident to receive compensation if they are injured by an uninsured vehicle that caused the accident. Uninsured motorist coverage is a contractual agreement between an insurance company and their insured. According to most policies, the carrier will compensate for injuries, pain, suffering and mental anguish caused by an uninsured driver.
Michigan Automobile Accident Lawyers
Victims of hit and run accidents need the help of an experienced hit and run lawyer that can help them get them the best settlement from their insurance company. As in most cases of insurance claims, the insurance company will only pay the bare minimum and will often offer a quick settlement to resolve the issue. Having an experienced auto injury attorney on your side can make a large difference in the amount of financial compensation that you receive. If you or someone you love has been injured in a hit-and-run accident, please do not hesitate to call an experienced auto accident attorney from Michigan Injury Lawyers at 313-GET-HELP for a free consultation today.